Road-traffic accident claims require a coordinated review of the accident record, medical or property loss, fault, insurance cover and any statutory application steps.

Accident record

Police or gendarmerie records, the agreed accident report, photographs, witness details and vehicle records help establish the circumstances.

Personal and property loss

Treatment records, disability findings, income documents, repair evidence and other loss records should be preserved.

Liability and insurance

Driver, operator, owner, employer and insurer liability may arise under different rules and within policy or statutory limits.

Applications and proceedings

Insurance applications, mediation and court proceedings may have separate document and timing requirements.